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Barclaycard Arrival Plus World Elite MasterCard

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  • Earn 40,000 bonus miles when you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $400 travel statement credit
  • Earn 2X miles on all purchases
  • Miles don't expire as long as your account is open, active and in good standing
  • Chip card for increased confidence and convenience to pay abroad as easily as you do at home
  • Book the travel you want — airfare, hotels, cruises and more and earn miles on your purchase
  • Get 10% miles back to use toward your next redemption every time you redeem for travel statement credits
  • No foreign transaction fees on anything you buy while in another country
  • Complimentary online FICO® Score access for Barclaycard Arrival cardmembers

Rates & Terms

Purchase Intro APR Regular APR Annual Fee Balance Transfer Period
N/A 14.99% or 18.99% $89 (waived for the first year) N/A
  • Purchase Intro Period: N/A
  • Balance Transfer Intro Rate: N/A
  • Balance Transfer Rate: 14.99% or 18.99%
  • Cash Advance Rate: 25.24%
  • Late Fee: Up to $35
  • Cash advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Balance Transfer Fee: Either $10 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance Minimum: N/A
  • Balance Transfer Minimum: N/A
  • Credit Profile: Good Credit Score

Barclaycard Arrival Plus World Elite MasterCard Review

Hailed as one of, if not the, best travel cards on the market, the Barclaycard Arrival Plus World Elite offers 2 points on all spending and a 10% redemption dividend that'll yield you 2.2% in rewards whenever you use the card. 

Travel rewards earned with the Barclaycard Arrival Plus World Elite are also among the most flexible, usable as statement credits on any travel expense. Simply book a ticket, a night's stay or a car rental and then use your existing points to offset those expenses. And unlike loyalty programs where you have to accumulate a billion miles to use them, the World Elite lets you begin getting statement credits with as little as 2,500 points for $25.

The Barclaycard Arrival Plus World Elite comes with a very large signing offer. New cardholders are eligible to receive 40,000 bonus miles if they spend $3,000 in the first 90 days of opening the account. With a value of $400 when used for statement credits against travel, this is among the most valuable bonuses available to consumers. The bonus alone compensates for nearly 5 years worth of annual fees.

There is an $89 annual fee, but it's waived for the first year.