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Blue Cash Everyday Credit Card

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Highlights

  • Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
  • Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required.
  • No annual fee, 0% intro APR on purchases for 12 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time.
  • Terms and Restrictions Apply.

Rates & Terms

Purchase Intro APR Regular APR Annual Fee Balance Transfer Period
0% 17.24, 20.24 or 22.24%,based on creditworthiness $0 Within 30 days of account opening
  • Purchase Intro Period: 12 months
  • Balance Transfer Intro Rate: 17.24, 20.24 or 22.24% APR on balance transfers
  • Balance Transfer Rate: 17.24, 20.24 or 22.24% APR on balance transfers
  • Cash Advance Rate: 25.24% This APR will vary with the market based on the Prime Rate
  • Late Fee: Up to $35
  • Cash advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance Minimum: N/A
  • Balance Transfer Minimum: N/A
  • Credit Profile: Excellent Credit Score

Blue Cash Everyday Credit Card Review

The American Express Blue Cash Everyday card is American Express's go-to cash back card for people looking to get started with their Credit Card Company.  It has one of the best cash-back programs for the category (no annual fee) -  get 3% cash back at U.S. stand-alone supermarkets, 2% cash back on gasoline at U.S. stand-alone gas stations and select major department stores; 1% cash back on other purchasesEarn 1% back on everything, with a chance to get $100 back just for spending $1,000 within the first three months.  The case rewards program is straightforward and user-friendly – no minimum spending required, no enrollment needed, and no rotating categories.  

Our only concerns about this card would be that like the American Express Preferred Cash Credit Card, the high percentage cash back at US Stand Alone Supermarkets is capped at $6,000 per year.  Other than that the cards are quite similar surrounding travel insurance and American Express Dispute Resolution service, and this is one of the best basic cash back cards on the market today.