share this page

American Express American Express

Home » Card Issuer » American Express

American Express (AXP) is a global service company. Its principal products and services are charge and credit payment card products and travel-related services offered to consumers and businesses worldwide.  More information about American Express can be found at www.americanexpress.com 

The important takeaways for American Express credit cards center around two things - quality and price.  American Express has an age old reputation for providing some of the best customer service in the industry, including 24/7 concierge services and fantastic credit dispute resolution.  They are a large and powerful company, and will always have their cardholders' back if anything is going wrong.

In our assessments, the American Express Blue cash back credit card regularly is in the top 3, in addition to their having a number of very competitive travel credit cards.  However, this fantastic customer service and these benefits are not always the easiest to attain and generally come with hefty annual fees.  Most of the American Express credit cards also require good to excellent credit.  But with all of the perks and customer service, we think this is for good reason.

Platinum Delta SkyMiles Credit Card

Platinum Delta SkyMiles Credit Card
Preferred
Learn More
  • Earn 5,000 Delta Medallion Qualifying Miles (MQMs) and 20,000 redeemable miles during first year after your first purchase
  • Earn 1 mile for every eligible dollar spent and 2 miles on Delta purchases 
  • Following first year, upon renewal, card holders receive a free companion airfare certificate
  • Priority Boarding and free checked bag
  • 20% in-flight savings on food and entertainment

Blue Cash Preferred Credit Card

Blue Cash Preferred Credit Card
Preferred
Learn More
  • Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases.  Terms and limitations apply. 
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Simple and Straightforward: With the Blue Cash Preferred Card, you can start earning cash back. No rotating reward categories. No enrollment required.
  • Terms and Restrictions Apply. 

American Express Platinum Card

American Express Platinum Card
Preferred
Learn More
  • Earn 25K Membership Rewards® points after you spend $2,000 during your first three months of Card membership 
  • Premium travel benefits: access over 600 lounges worldwide when you enroll in Priority Pass™Select, no foreign transaction fees, bypass airport arrival lines with Global Entry
  • Receive up to $200 annually in a statement credit with the airline of your choice to use towards baggage fees, flight-change fees, in-flight food and beverage purchases and more 
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • Entertainment benefits: get Advance Tickets before the public and access once in a lifetime events with By Invitation Only®
  • Terms and restrictions apply

American Express Starwood Preferred Guest Credit Card

American Express Starwood Preferred Guest Credit Card
Preferred
Learn More
  • Starpoints® bonus: earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
  • That's enough for a weekend getaway to a Category 4 Hotel like the Westin Savannah Harbor Golf Resort & Spa, or six free nights at a Category 2 Hotel
  • Earn up to 5 Starpoints® for each dollar of eligible purchases at participating SPG hotels and resorts - that’s 2 Starpoints for using the Card in addition to the Starpoints you earn as an SPG member. Earn 1 Starpoint for all other purchases. 
  • Free Hotel Nights: redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide - with no blackout dates
  • Free Flights: redeem Starpoints on over 350 airlines with SPG Flights - with no blackout dates
  • Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines
  • No limits on the number of Starpoints you can earn
  • $0 introductory annual fee for the first year, then $65
  • Terms and Restrictions apply.

Delta Reserve Credit Card

Delta Reserve Credit Card
Preferred
Learn More
  • Priority Boarding in airports
  • Earn MQMs: Earn up to 30,000 transferrable MQMs  (Medallion Qualification Miles) annually
  • Delta SkyClub access
  • First Bag Free - save $50 for up to 9 people on each reservation

Costo and American Express True Earnings Credit Card

  • 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%
  • 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco 
  • Terms and limitations apply; You will receive your cash back annually in the form of a reward coupon 
  • The Two-In-One Card: it's an American Express® Card and Costco membership card, with no annual fee for Costco members 
  • Cardmembership offers access to benefits such as  Global Assist and Purchase Protection* *Underwritten by AMEX Assurance Company 
  • Terms and restrictions apply.

American Express Serve Credit Card

  • Free sign up and no credit check
  • No monthly or annual fees
  • Get the prepaid card and mobile app
  • Send and receive money by email and text
  • American Express safety and security
  • Link a bank account, debit or credit card; add money with MoneyPak®; and use at ATMs.
  • Get access to benefits such as Purchase Protection* underwritten by AMEX Assurance Company, Roadside Assistance* and Entertainment Access

Gold Card

  • Earn Everyday: earn 1X point for every dollar you spend on purchases with unlimited earning potential
  • Use points for everything from flights to hotels with no blackout dates
  • Redeem with Flexibility
  • Get discounts and low rates at hotels and resorts using the Gold Card Destinations

OPEN SimplyCash Business Card

  • 5% cash back at U.S. office supply stores
  • 5% cash back on services from U.S. wireless telephone service providers
  • 3% cash back on gasoline at U.S. stand-alone gas stations
  • 1% cash back on other eligible purchases
  • Purchases above $12,000 in each category per reward year will earn only 1% cash back

Premier Rewards Gold Card

  • Earn More: earn 25K Membership Rewards® points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 within one calendar year
  • Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply.
  • Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands 
  • Access to Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection.*Underwritten by Amex Assurance Company
  • Book two consecutive hotel nights through American Express Travel and receive $75 back at checkout. Restrictions may apply
  • $0 introductory annual fee for the first year, then $175 
  • Terms and Restrictions Apply

Gold Delta SkyMiles Credit Card

  • Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership.
  • Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Premium Travel Perks: Settle in sooner with Priority Boarding, and enjoy the skies with 20% in-flight savings to use toward meals, beverages, and movies awarded as a statement credit.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and Restrictions Apply.

Blue Sky Credit Card

  • Earn travel rewards fast with Blue Sky
  • Points good for travel on any airline, hotel, cruise, and more
  • Travel anytime: no blackout dates
  • Unlimited rewards: no point caps or expiration dates
  • No annual fee

Blue Cash Everyday Credit Card

  • Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
  • Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required.
  • No annual fee, 0% intro APR on purchases for 12 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time.
  • Terms and Restrictions Apply.

OPEN Business Gold Rewards Card

  • 3X points on airfare
  • 2X points on purchases in the U.S. for advertising in select media, gasoline at U.S. stand-alone gas stations, and shipping
  • 1X points on other purchases
  • Points are earned only on eligible purchases. Bonus points limitations apply.
  • Earn points even faster to get more rewards for your business

American Express Centurion Card AKA the Black Card

  • The Amex Centurion, AKA the Black Card, is made from anodized titanium.
  • It's a charge card with no interest rate (since you must pay off the balance in full each billing period), no pre-set spending limit, and no foreign transaction fees. 
  • Requires a one-time initiation fee of $5,000 and a $2,500 annual fee – the highest fees of any credit card on the market.
  • Earns Membership Rewards points, one point per dollar spent.
  • Includes numerous exclusive, concierge-style perks like guaranteed tables at three-star restaurants, priority bookings at luxury hotels, and invitations to private cultural events.
  • In order to maintain Centurion membership, a cardholder is expected to make and pay off at least $250,000 worth of purchases a year.