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Discover Discover

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Discover Financial Services (NYSE: DFS) is a direct banking and payment services company with one of the most recognized brands in U.S. financial services. Since its inception in 1986, the company has become one of the largest card issuers in the United States. The company operates the Discover card, America's cash rewards pioneer, and offers personal and student loans, online savings products, certificates of deposit and money market accounts through its Discover Bank subsidiary.

We find today that Discover cards, while not always as widely accepted, often offer some of the most competitive benefits of any of the credit cards we've seen. They recently rebranded (in November 2012) and slimmed down their credit card offering, centering everything around the Discover It Credit Card.  This is a highly competitive rewards offering, with extended low introductory APR and 0% Balance Transfer Fees.  That being said, Discover's Travel Rewards and Business Cards, while solid, are not necessarily best in class, and because of the caps on their rewards it may be worth looking at the Chase Ink Business Credit cards or the American Express for Business charge cards.

All in all, while a little different than many of the other cards on Visa and Mastercard, Discover cards can often be some of the most useful and valuable cards in the market - not to mention Discover is ranked #1 in customer loyalty--16 years in a row. (2012 Brand Keys Customer Loyalty Engagement Index report)

Discover It Credit Card

Discover It Credit Card
Preferred
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  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...No annual fee. No over-limit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late*
  • Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases*
  • Plus a Cashback Concierge who guides a free, personalized online tour to help you get the most rewards for how you use your card
  • Flexible...Choose your own due date and pay up to midnight ET online or by phone
  • Human...talk to a real person any time with 100% U.S.-based service
  • Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee
  • 0% Intro APR* on purchases and balance transfer for 14 months. Then the variable purchase APR applies, currently 10.99%-22.99%. *Click apply for Terms & Conditions

Discover it® for Students Credit Card

Discover it® for Students Credit Card
Preferred
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  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No over-limit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
  • Generous…5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback Concerige who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% Intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 12.99% - 18.99%. *Click apply for Terms & Conditions.

Discover It Credit Card Promotional 18-Month Balance Transfer

Discover It Credit Card Promotional 18-Month Balance Transfer
Preferred
Learn More
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No over-limit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback Concierge who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.

Escape by Discover Card

DISCONTINUED

Discover Business Miles Card

  • Double Miles on your first $5,000 in gas and travel each year
  • Double Miles through our exclusive online shopping mall
  • 1 Mile for every $1 you spend on all other purchases
  • Unrestricted travel booked through any airline, travel agent or online travel site

Miles by Discover Card

  • 12,000 Bonus Miles 1,000 each month you make a purchase in your first 12 months
  • Double Miles on your first $3,000 in travel and restaurant purchases each year
  • Double Miles through Discover's exclusive online shopping mall
  • Unrestricted Travel booked through any airline, travel agent or online travel site

Discover It for Business Miles Credit Card

  • 0% intro APR on purchases for 6 months
  • Industry-leading Miles Rewards Program
  • Double Rewards for Shopping through Discover Mall
  • Unrestricted Travel Booking

Discover It for Business Credit Card

  • Competitive Cash Back Rewards
  • 0% Introductory APR on all purchases for 6 months
  • Earn 5-20% cash back by shopping with Discover Online
  • No Annual Fee

Discover Business Card

  • 5% Cashback Bonus on your first $2,000 in office supplies and 2% on your first $2,000 in gas each year
  • 5% to 20% Cashback Bonus through our exclusive online shopping mall
  • Cashback Bonus® means real cash rewards on every purchas
  • Free Employee Cards with real-time customizable spending limits
  • Complete fraud protection with a $0 fraud liability guarantee and 24/7 fraud monitoring