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Visa Visa

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Visa is a global payments technology company that connects consumers, businesses, banks and governments in more than 200 countries and territories, enabling them to use electronic payments instead of cash and checks.

Visa has built one of the world’s most advanced processing networks.  It’s capable of handling more than 20,000 transactions per second, with reliability, convenience and security, including fraud protection for consumers and guaranteed payment for merchants. 

Visa does not issue cards, extend credit or set rates and fees for consumers.  Visa’s innovations, however, enable its bank customers to offer consumers more choices:  Pay now with debit, ahead of time with prepaid or later with credit products. 

Iberiabank Visa Gold Cash Back Rewards Card

  • Introductory APR for balance transfer, good for six months
  • 1% cash back of every dollar spent on qualifying purchases
  • Worldwide Visa acceptance at millions of locations
  • Excellent roadside services and travel assistance
  • No annual membership fee

Iberiabank Visa Select Card

  • New cardholders with excellent credit will receive a 0% APR on purchases for one year, although less qualified applicants will only receive a purchase APR of 7.5%.
  • Cardholders will receive an introductory finance rate of 1.99% for one year on balance transfers, with a 2% balance transfer fee. Subsequently, cardholders will incur interest at the standard rate for purchases.
  • Customers will be assigned a standard APR based on their credit worthiness. Those with excellent credit will receive a variable rate equal to the Prime Rate plus 4.25%. Less qualified applicants will receive an APR equal to the Prime plus 6.25% or 8.25%.
  • No Annual Fee

IberiaBank Visa Classic Card

  • Low variable rate of 7.25%, 10.25%, or 13.25% based on your credit worthiness.
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles.
  • Excellent Credit is required in order to get approved. As a minimum guideline, Excellent Credit may refer to a credit history free of derogatory information, including current or past delinquency, bankruptcy, and/or collections.
  • Proof of Income is required on both the applicant and co-applicant (if applicable) to complete an application.

Iberiabank Visa Platinum Rewards Card

  • Earn up to 17,000 bonus points in the first year of account ownership. 
  • Earn 1 bonus point for every $1 in qualifying net retail purchases in addition to and outside the initial bonus. Cardholders can ScoreMore™ with Bonus Points – 2X, 3X, 4X or more at participating retailers online and in-store. Turn points into hotel, gift or experience rewards with as little as 700 bonus points.
  • No annual membership fee
  • Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. Applies to balance transfers processed within three months of your account open date.
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch, Travel Emergency Services, and Travel accident coverage up to $1,000,000.
  • Free Online access to credit card account information

Black Diamond Visa

  • No Annual Fee
  • Up to 56 days with no interest on purchases
  • Free additional cardholder
  • Free fraud monitoring
  • Advanced security technology (Chip and PIN)

Visa Black Card

  • Stainless Steel Card
  • An Industry-Leading Rewards Program
  • Exclusive 24-Hour Concierge Service
  • VIP Treatment at over 3,000 Properties
  • Unlimited VIP Airport Lounge Visits
  • Members Only – Black Card Magazine
  • Luxury Gifts from the World's Top Brands