The Capital One Cash Back credit card is Capital One's flagship rewards card - offering a straightforward cash back system that is easy to understand. You earn 1% cash back on all of your purchases, and 50% extra on the cash back you earn every year. Additionally, the card comes with all of the benefits of being a Visa Signature card - including Travel Upgrades and Savings, Complimentary Concierge Services, Access to Events, Shopping Discounts, and more benefits that you can find listed here.
This is a very solid cash back card that requires excellent credit - you will save money by using the card, and at the same time you get to leverage all of the great benefits of being a Visa Signature member. While other cards might have better cash back incentives (many cards offer a higher percentage) we think that the annual bonus coupled with all of the Visa Signature benefits make this card very competitive. If you're credit isn't quite where it needs to be for the Capital One Cash Rewards, check out the Capital One Platinum credit card, which doesn't have the stringent credit requirements and can be a great way to build your way up to the Capital One Cash Rewards card.