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Secured Categories Overview

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Secured credit cards are a terrific option for establishing or rebuilding your credit history. Generally accepted wherever major credit cards are accepted, secured cards are relatively easy to obtain, even if you have poor credit or no credit history. Since your payment activity and account information will be reported to the three major credit bureaus, and payment history typically comprises 35% of your credit score, making payments on time will help to build a positive credit reference.

Capital One Secured Mastercard

  • Get the credit you need with no processing fees or application fees
  • Automatic reporting to the 3 major credit bureaus
  • Track credit with access to your credit score and other tools
  • Your refundable security deposit can get you a line up to $3000
  • You may qualify for credit line increases with no further security deposit required
  • Use it like any MasterCard credit card, accepted at millions of locations worldwide

American Express Serve Credit Card

  • Free sign up and no credit check
  • No monthly or annual fees
  • Get the prepaid card and mobile app
  • Send and receive money by email and text
  • American Express safety and security
  • Link a bank account, debit or credit card; add money with MoneyPak┬«; and use at ATMs.
  • Get access to benefits such as Purchase Protection* underwritten by AMEX Assurance Company, Roadside Assistance* and Entertainment Access

Black Diamond Visa

  • No Annual Fee
  • Up to 56 days with no interest on purchases
  • Free additional cardholder
  • Free fraud monitoring
  • Advanced security technology (Chip and PIN)

First Progress Platinum Select MasterCard® Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard(R) Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.

BankAmericard Secured Credit Card

  • No application fees or activation fees
  • Credit line $300-$4,900. Your maximum credit line is determined by your individual ability to pay based on the income that you provide and your security deposit.
  • When handled responsibly, a foundation to build your credit history-important account information is shared with all three major credit bureaus
  • After 12 months, your account may be reviewed and you may then qualify to have your security deposit returned if your credit and payment history warrant it at that time

First Progress Platinum Prestige Secured MasterCard

  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Good for Car Rental, Hotels, Anywhere Credit Cards are Accepted
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI

First Progress Platinum Elite MasterCard Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • Nationwide Program though not yet available in NY, IA, AR, or WI

Horizon Gold Card

Annual Percentage Rate for Purchases 0.00%

Variable Rate Information: N/A

Grace Period for Repayment of Balances for Purchases: N/A

Method of Computing the Balance for Purchases: Revolving

NSF Check Fee: $25.00

Cancellation Fee: None

Late Payment $20.00