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Chase Ink Bold Business Charge Card

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Highlights

  • Earn 50,000 bonus points after you spend $5,000 in the first 3 months
  • No interest charges because it's a pay in full charge card
  • Earn up to 5X points per dollar on eligible business purchases, and points do not expire
  • Transfer points at full value to participating travel programs
  • Direct access to a live service advisor 24/7

Rates & Terms

Purchase Intro APR Regular APR Annual Fee Balance Transfer Period
N/A N/A $0 first year, then $95 N/A
  • Purchase Intro Period: N/A
  • Balance Transfer Intro Rate: N/A
  • Balance Transfer Rate: N/A
  • Cash Advance Rate: N/A
  • Late Fee: Up to $39
  • Cash advance Fee: N/A
  • Balance Transfer Fee: N/A
  • Cash Advance Minimum: N/A
  • Balance Transfer Minimum: N/A
  • Credit Profile: Excellent Credit Score

Chase Ink Bold Business Charge Card Review

The Ink Bold® Business Charge Card, issued by Chase is a business charge card that we rank with our Best Business Cards   There are a few really important things to note about this card - the first being that it's a charge card as opposed to a credit card, which means you need to pay your balances in full at the end of every month.  In addition to that, there's a $95 annual fee after the first year, which makes the card more expensive than the Chase Ink Classic, for instance.

However, these added costs come with added benefits.  The Chase Ink Bold Credit card provides 5X points (a huge number) up to $50,000 in money charged to the card annually, as opposed to the $25,000 on the Chase Ink Classic Card.  Additionally, it provides premium travel benefits, like lounge access and no blackout dates.

When considering your business card, if you are going to be able to pay your balance at the end of every month and expect to use the card for more than $50,000 in purchases every year, the Ink Bold Business Card is a terrific choice.  If you don't expect to spend that much, the added costs and limited flexibility are not worth it.