share this page

Citi / AAdvantage American Express Card

Home » Card Issuer » Citibank » Citi / AAdvantage American Express Card

Highlights

  • Earn 25,000 American Airlines AAdvantage® bonus miles after making $750 in purchases in the first 4 months of cardmembership
  • Redeem your AAdvantage® miles for award travel on American Airlines, American Eagle and the AmericanConnection® carrier for as little as 25,000 AAdvantage® miles
  • No blackout dates on award travel on American Airlines, American Eagle and the AmericanConnection® carrier
  • No Preset Spending Limit

Rates & Terms

Purchase Intro APR Regular APR Annual Fee Balance Transfer Period
N/A 15.24%* (Variable) $50. However, the annual fee is waived for the first 12 months. N/A
  • Purchase Intro Period: N/A
  • Balance Transfer Intro Rate: N/A
  • Balance Transfer Rate: 15.24%* (Variable)
  • Cash Advance Rate: 25.24%* (Variable)
  • Late Fee: Up to $35
  • Cash advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance Minimum: N/A
  • Balance Transfer Minimum: N/A
  • Credit Profile: Excellent Credit Score

Citi / AAdvantage American Express Card Review

The Citi AAdvantage American Express charge card is an entry level travel credit card from Citi Credit Cards.  This means its perks might not be the greatest, however, its credit requirements will be more relaxed than the other Citi AAdvantage credit cards.  

The AAdvantage American Express credit card provides 25,000 ($250) cash back after making $750 in purchases in the first four months of card membership, in addition to 2 AAdvantage miles per dollar spent.  Other than that, the card provides all of the amenities associated with Citi and American Express, including Hertz discounts, trip cancellation insurance, travel assistance, and no pre-set spending limit.  However, these services come with the caveat that the card needs to be paid in full at the end of each billing cycle.

Ultimately, this card provides American Express benefits with low credit requirements, but cardholders need to pay their balance in full at the end of each cycle and the rewards are not as good because of the lower credit requirements.  If you're a frequent American Airlines flyer and are looking for an entry-level American Express credit card, this is a great option, but if you have great credit or don't regularly use the airline, there are better travel credit cards on our best travel credit cards  page.