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Citi Platinum Select / AAdvantage World MasterCard

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Highlights

  • 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months 
  • Your first checked bag is free
  • Priority Boarding with Group 1 privileges
  • 25% savings on eligible in-flight purchases 
  • $100 American Airlines Flight Discount every cardmembership year with qualifying purchases
  • Travel with ease and enjoy global acceptance with your Citi chip credit card
  • Earn 10% of your redeemed AAdvantage® miles back

Rates & Terms

Purchase Intro APR Regular APR Annual Fee Balance Transfer Period
N/A 15.24%* (Variable) $95. However, the annual fee is waived for the first 12 months. N/A
  • Purchase Intro Period: N/A
  • Balance Transfer Intro Rate: N/A
  • Balance Transfer Rate: 15.24%* (Variable)
  • Cash Advance Rate: 25.24%* (Variable)
  • Late Fee: Up to $35
  • Cash advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance Minimum: N/A
  • Balance Transfer Minimum: N/A
  • Credit Profile: Excellent Credit Score

Citi Platinum Select / AAdvantage World MasterCard Review

The Citi Platinum Select AAdvantage World Mastercard is the middle tier of Citi 's American Airlines travel credit cards.  These credit cards are designed specifically to provide benefits for flying on American Airlines, and earn points towards booking American Airlines flights.  

As a travel credit card, the Citi Platinum Select AAdvantage World Mastercard provides 30,000 bonus miles for $1,000 in purchases in the first three months, in addition to priority boarding on American Airlines, $100 flight discounts, and 10% of your AAdvantage miles back.  In the grand scheme of travel credit cards, this is a very strong performer - its primary competitors being the likes for the American Express Delta SkyMiles credit card.  When looking at these other mid-tier credit score types of cards, the 30,000 mile bonus and the $100 savings on flights are great - but the point accrual leaves something to be desired in that you only earn 22 American Airlines AAdvantage miles for every $1 spent.  This is restrictive - these miles only count towards American Airlines and you only get two per dollar, many travel cards will provide that same percentage cash back with unlimited redeemability.

That being said, there are no blackout dates, no expirations, and all of the perks one would expect with a Citi Travel card, including travel accident insurance, auto rental insurance, and an extended warranty.  This card makes sense for people who fly on American Airlines regularly, but with the $95.00 fee, if you don't see yourself booking a significant number of flights through American any time soon this might not be the best option for you.