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Citi Prestige Credit Card

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  • Earn 30,000 bonus ThankYou® Points – enough for $300 in gift cards – after spending $2,000 within 3 months of account opening
  • Get up to $200 in statement credits for airline fees, an annual worldwide companion ticket booked through our travel benefits provider, and complimentary 4th night stay at luxury hotels 
  • With Citi Prestige, you’ll earn 2 points for every dollar you spend at dining establishments, points for the miles you fly and relationship bonus points based on a percentage of your yearly spend
  • 24/7 Prestige Global Concierge

Rates & Terms

Purchase Intro APR Regular APR Annual Fee Balance Transfer Period
N/A 15.24%* (Variable) $400 for each primary card member; $50 for each authorized user. N/A
  • Purchase Intro Period: N/A
  • Balance Transfer Intro Rate: N/A
  • Balance Transfer Rate: 15.24%* (Variable)
  • Cash Advance Rate: 25.24%* (Variable)
  • Late Fee: Up to $35
  • Cash advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance Minimum: N/A
  • Balance Transfer Minimum: N/A
  • Credit Profile: Excellent Credit Score

Citi Prestige Credit Card Review

The Citi Prestige Card is the flagship credit card from Citi Travel Rewards, offering extensive cash back benefits and Citi's best concierge services.  In the same category as some of the top American Express Rewards credit cards, like the Platinum Card , the Citi Prestige Card offers a fantastic way to travel the world in style.

To start, the card provides a complimentary economy class companion ticket to any world wide destination for every year you are a Citi Prestige cardmember.  This alone is worth the steep $400 Annual Free - the Prestige card provides a free plane ticket to anywhere in the world!

The Citi Prestige Card also provides a $200 statement credit for airline flees, including baggage fees, upgrades, and a number of annoying fees that airlines tend to pile on to their bills.

In addition to the free plane ticket and the statement credit, it also includes a complimentary night at a luxury resort twice a year, room upgrades, a 15% discount on airfare, and access to airline lounges with Airport Angel.  It also facilitates getting a Global Entry account with a $100 credit,and includes a Mastercard Airport Concierge to assist you through airport checkpoints and assign porters for luggage.

In the end, the steep Annual Fee is more than justified by the fantastic benefits, attractive rewards, and extensive customer service.  For the jetsetter with excellent credit, the Citi Prestige Card is definitely one of the top cards in the market to travel in style.