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Cards Ideal for Fair Credit Score Holders

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Discover it® for Students Credit Card

Discover it® for Students Credit Card
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  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No over-limit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
  • Generous…5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback Concerige who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% Intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 12.99% - 18.99%. *Click apply for Terms & Conditions.

Spark Classic Business Credit Card

  • Build business credit with responsible use with eligibility for an automatic credit line increase
  • Earn 1% cash back on every purchase, every day
  • Reedem your cash rewards at anytime 
  • Separate business expenses from personal expenses
  • Enjoy no annual fee

Journey Student Rewards Credit Card

  • Created to help students build credit with responsible use
  • Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
  • Free text and e-mail alerts help keep you on track 
  • Get 1% cash back on all purchases
  • Earn a 25% cash back bonus for on-time payments
  • No annual fee

Capital One Classic Platinum Credit Card

  • Get the credit you need, with MasterCard® benefits
  • Customize your card design with Image Card
  • Enjoy $0 Fraud Liability protection
  • Stay on top of your account with free text alerts*
  • Access your account 24/7

Slate from Chase

  • Introductory Offer – No Balance Transfer Fee!*
  • 0% Introductory APR for 15 months on purchases and balance transfers!* After first 15 months, a variable APR of 11.99%, 16.99%, or 21.99%*
  • Free Blueprint features that help avoid interest on everyday purchases and pay down balances faster*
  • Patented Fraud Protection and zero liability on unauthorized purchases*

Capital One Cash Rewards Card

  • Enjoy a 50% bonus on the cash back you earn every year
  • Earn 1% cash back on all purchases
  • Get the cash back you've earned whenever you want, for any amount you choose
  • There's no limit to the amount of cash back you can earn and your cash rewards never expire
  • Save on purchases with a low intro APR

QuicksilverOne Rewards Credit Card

  • 1.5% cash back on every purchase, every day
  • 0% intro APR until April 2015; 22.9% variable APR after that
  • 22.9% variable APR; No Transfer Fee
  • $39 Annual Fee

Barclaycard Ring MasterCard

  • First and only community-built credit card
  • 8% fee (about half the industry average) for purchases, balance transfers and cash advances
  • $25 late fee
  • No penalty rate hike for late payers

Barclaycard Rewards MasterCard - Average Credit

  • 2X points per $1 spent on gas, groceries and utilities
  • 1X point per $1 spent on all other purchases
  • Redeem for flights, shopping, dining and more 
  • Use your points like cash to pay for any purchase you've made

The Travelocity Rewards American Express Card

  • 5,000 points for the first purchase or balance transfer
  • 5,000 points for the first $1,000 in purchases in the first three months
  • 3x points for purchases
  • 1 point per all other purchase

The Carnival MasterCard

  • Up to $100 value for signing bonus
  • Twice the FunPoints on Carnival Cruise Lines purchases
  • One FunPoint per all other dollar of spending
  • Redeem towards other cruise lines such as Holland, Princess, etc.
  • No annual fee
  • No 3% foreign transaction fee - great for cruises over international waters!