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Discover It for Business Credit Card

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  • Competitive Cash Back Rewards
  • 0% Introductory APR on all purchases for 6 months
  • Earn 5-20% cash back by shopping with Discover Online
  • No Annual Fee

Rates & Terms

Purchase Intro APR Regular APR Annual Fee Balance Transfer Period
0% 12.99-19.99* Variable $0 18 months
  • Purchase Intro Period: 6 months
  • Balance Transfer Intro Rate: $0
  • Balance Transfer Rate: 12.99-19.99%* Variable
  • Cash Advance Rate: 23.99%
  • Late Fee: Up to $35
  • Cash advance Fee: 5%, Min: $10
  • Balance Transfer Fee: 3% of transfer amount.
  • Cash Advance Minimum: N/A
  • Balance Transfer Minimum: N/A
  • Credit Profile: Excellent Credit Score

Discover It for Business Credit Card Review

The Discover┬« It for Business card provides a great rewards based business credit card for small businesses.

This credit card provides a very competitive cash back rewards system up to $2,000 each year, providing 5% cash back on office supplies and 2% on gas.  It's really geared towards those who are going to be using the credit card for domestic office expenses, and who plan on those expenses being $40,000 or less annually.  If that's the case, this card is a no-brainer in saving 5% on all of your office purchases.

It is worth noting, however, if you're going to be using your credit card extensively for Travel, there are significantly better options for businesses - like the Spark Miles for Business Credit Card .  But for other small businesses, this is a highly competitive card.