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Discover It for Business Miles Credit Card

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Highlights

  • 0% intro APR on purchases for 6 months
  • Industry-leading Miles Rewards Program
  • Double Rewards for Shopping through Discover Mall
  • Unrestricted Travel Booking

Rates & Terms

Purchase Intro APR Regular APR Annual Fee Balance Transfer Period
0% 10.99 - 20.99%* Variable $0 14 months
  • Purchase Intro Period: 14 months
  • Balance Transfer Intro Rate: 0%
  • Balance Transfer Rate: 10.99 - 20.99%* Variable
  • Cash Advance Rate: 24.99%
  • Late Fee: Up to $35
  • Cash advance Fee: 5%, Min: $10
  • Balance Transfer Fee: 3% of transfer amount
  • Cash Advance Minimum: 10 $
  • Balance Transfer Minimum: 10 $
  • Credit Profile: Excellent Credit Score

Discover It for Business Miles Credit Card Review

The Discover It for Business Miles Card is the rebranded version of our old travel favorite, the Discover Miles card.  However, it has lost a significant amount of its attractiveness because of a new cap on the number of Miles you can earn.

The Discovery It for Business Miles Card offers the same double miles on all travel and gas expenses that made the Discovery Miles card our favorite travel card, however, they have largely mitigated this effect by introducing a cap on the amount of rewards you can earn ($5,000).  If you plan on using the card for plane travel, we believe that most Business Card users will hit this pretty quickly, sending you back to the industry-standard 1 mile for every $1 spent on all purchases.

This being said, the card still provides significant freedom, providing a large number of ways for cardholders to redeem their points (including unrestricted travel booking).  However, with the introduction of the spend-based caps on the Double Miles, we don't believe this to be one of the strongest performers in the business credit card category.