The Disney Rewards Credit Card is a rewards credit card specifically tailored to the family that spends a significant amount of money on Disney products regularly. The system is structured similarly to many of the other rewards systems in the marketplace, wherein by using this card for many every day items (gas, groceries, restaurants, etc) you will earn 1% of your purchase in "Disney Dream Reward Dollars."
The main difference between the two cards is that the Rewards card has no annual fee and offers 1% rewards, while the Premier card has a $49 annual fee and offers 2% rewards at Disney locations as well as gas stations, grocery stores, and restaurants, and 1% everywhere else.
These Disney Reward Dream Dollars can be redeemed for anything Disney, from the theme parks and hotels to movie tickets. Additionally, what's especially enticing, is that they will give you an equal number of rewards dollars to any airline tickets you buy on your statement - just using the credit card to pay for airline tickets can significantly fund your trip! The Disney Premier Rewards Visa Card will also save you money buying Disney merchandise online.
Our honest opinion is pretty much the same as it is with any other brand-specific rewards card - If you like to go to Disney Movies, if you plan on going to the theme parks soon, then this card is a fantastic way to get free money to put towards those purchases. If you don't plan on going to visit Mickey any time in the near future, there are better Rewards and Travel cards out there (visit our credit card category page to find more).