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Iberiabank Visa Gold Cash Back Rewards Card

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Highlights

  • Introductory APR for balance transfer, good for six months
  • 1% cash back of every dollar spent on qualifying purchases
  • Worldwide Visa acceptance at millions of locations
  • Excellent roadside services and travel assistance
  • No annual membership fee

Rates & Terms

Purchase Intro APR Regular APR Annual Fee Balance Transfer Period
N/A 9.25%, 12.25%, or 15.25% based on creditworthiness $0 Introductory APR for six billing periods from the date of the balance transfer check. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Purchase Intro Period: N/A
  • Balance Transfer Intro Rate: 1.99%
  • Balance Transfer Rate: 9.25%, 12.25%, or 15.25% based on creditworthiness
  • Cash Advance Rate: 14.75%, 18.25% or 21.25% based on your creditworthiness.
  • Late Fee: Up to $35
  • Cash advance Fee: Either $5 or 5% of the amount of each transfer, whichever is greater (maximum fee: $100)
  • Balance Transfer Fee: 2% of the transfer amount
  • Cash Advance Minimum: N/A
  • Balance Transfer Minimum: N/A
  • Credit Profile: Good Credit Score

Iberiabank Visa Gold Cash Back Rewards Card Review

The IberiaBank Visa® Gold Cash Back Rewards Card offers a great cash back rewards program for people with good credit. Cardholders will earn a 1% cash rebate on every single purchase. Earn unlimited rebates that don't expire as long as your account is open.  Cardholders will also enjoy low interest on balance transfers during the first six months on transfers submitted within the first 3 months of your account being opened.  Additionally, the IberiaBank Visa Gold Cash Back rewards card offers no annual fee and reasonable purchase APR, relative to the rewards card category.