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Ink Cash Business Credit Card

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  • Earn $200 bonus cash back after spending $3,000 in first 3 months 
  • 5% cash back on the first $25,000 spent annually on common operational necessities 
  • 2% cash back on the first $25,000 spent annually at gas stations and restaurants
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 6 months on purchases and balance transfers
  • No annual fee

Rates & Terms

Purchase Intro APR Regular APR Annual Fee Balance Transfer Period
0% 13.24% $0 6 months
  • Purchase Intro Period: 6 months
  • Balance Transfer Intro Rate: 0%
  • Balance Transfer Rate: 13.24%
  • Cash Advance Rate: 19.24%
  • Late Fee: $15 if the balance is less than $100; $29 if the balance is $100 or more, but less than $250; and $39 if the balance is $250 or more
  • Cash advance Fee: 5%, Min: $15
  • Balance Transfer Fee: 3%, Min: $5
  • Cash Advance Minimum: N/A
  • Balance Transfer Minimum: N/A
  • Credit Profile: Excellent Credit Score

Ink Cash Business Credit Card Review

Chase offers four different versions of the Ink credit card; Ink Cash® focuses on, you guessed it, cash back rewards.  While there are obvious similarities to its other Ink siblings (Chase Ink Bold credit card and Chase Ink Classic credit card, the Chase Ink Cash is distinct in 3 ways; 1) rewards are paid out in cash, not Ultimate Rewards Points, 2) 2% cash back on gas and restaurants, as opposed to gas and lodging, and 3) airport lounge access is not included.  Since Ultimate Rewards Points can be redeemed quite easily for cash, the real differentiator here is that Ink Cash rewards dining as opposed to lodging, so this card is tailored toward the individual or small business owner who is frequently wining and dining clients, but rarely on the road for business travel.