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Ink Classic Business Card

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Highlights

  • Reward yourself with 20,000 bonus points after you spend $3,000 in the first 3 months 
  • Earn 5X points per dollar on the first $25,000 spent annually in select business categories
  • Redeem points for travel, experiences, gift cards, merchandise, and more through Ultimate Rewards
  • Free Additional cards for your employees
  • 0% Intro APR for the first 6 months on purchases and balance transfers 
  • No Annual Fee

Rates & Terms

Purchase Intro APR Regular APR Annual Fee Balance Transfer Period
0% 13.24%* (Variable) $0 6 months
  • Purchase Intro Period: 6 months
  • Balance Transfer Intro Rate: 0%
  • Balance Transfer Rate: 13.24%* (Variable)
  • Cash Advance Rate: 19.24%* (Variable)
  • Late Fee: up to $39
  • Cash advance Fee: 5%, Min: $15
  • Balance Transfer Fee: 3%, Min: $5
  • Cash Advance Minimum: $15
  • Balance Transfer Minimum: $5
  • Credit Profile: Excellent Credit Score

Ink Classic Business Card Review

There are a number of Chase credit cards for business to choose from – from Ink Classic business to Ink Bold credit card or even Ink Cash credit card.  The differences between these credit cards will be between the type of card (Visa or Mastercard), the number of points you get for certain services, and also how many points you get for signing up.  These credit cards provide great rewards and cater to the concerns of business owners – namely, providing multiple cards for employees and granting cash back for office purchases.  

The Ink Classic Card offers a highly incentivized rewards program, including 5X points for office supplies, cell phones, and then phone and internet connections, in addition to 2X points for hotels and gas stations.  However, this great rewards program (very few systems offer 5X for anything) comes with a catch - it's capped at $25,000 points annually, after which you just get 1 point for these purchases.  The cards also provide peace of mind through travel benefits and fraud protection, and when you combine this with the APR incentives (which may finance that new hardware upgrade) we think the Chase Ink Business Card is one of the most balanced business credit cards available.

With no annual fee and a great rewards program, we think this is fantastic business credit card  - however, if you're going to be spending a substantial amount of money through the company card, especially on travel, it might be worth considering the Ink Cash credit card or the Ink Bold credit card.