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Miles by Discover Card

Home » Card Issuer » Discover » Miles by Discover Card


  • 12,000 Bonus Miles 1,000 each month you make a purchase in your first 12 months
  • Double Miles on your first $3,000 in travel and restaurant purchases each year
  • Double Miles through Discover's exclusive online shopping mall
  • Unrestricted Travel booked through any airline, travel agent or online travel site

Rates & Terms

Purchase Intro APR Regular APR Annual Fee Balance Transfer Period
0% 10.99 - 19.99%* Variable $0 6 months
  • Purchase Intro Period: 6 months
  • Balance Transfer Intro Rate: 0%
  • Balance Transfer Rate: 10.99 - 19.99%* Variable
  • Cash Advance Rate: 24.99%
  • Late Fee: Up to $35
  • Cash advance Fee: 5%, Min: $10
  • Balance Transfer Fee: 3% of transfer amount
  • Cash Advance Minimum: N/A
  • Balance Transfer Minimum: N/A
  • Credit Profile: Excellent Credit Score

Miles by Discover Card Review

If you're a devoted traveler seeking miles-earning power, flexible redemption options, yet refuses to pay an annual membership fee - the Miles by Discover® Card is right up your alley.  It's a low barrier to entry card that offers double miles on your early purchases, and provides all of the great service we've come to expect from Discover.

A distinct advantage over most mileage credit cards, Miles by Discover® users enjoy unrestricted travel with no blackout dates, and you'll have the flexibility to purchase your airfare however you see fit (you are not bound to purchase from a single partner airline or the card company's own travel site).  There are several user-oriented incentives offered to new members to encourage card usage; earn Double Miles on your first $3,000 in travel and restaurant purchases each year, in addition to 1 Mile for Every Dollar you spend on all other purchases. Discover also offers extensive travel benefits, like collision damage insurance when you rent cars with your card.  Additionally, there are no fees for redeeming your rewards and there is no fee for additional fees.

The Miles Rewards card by Discover is a great option if you're looking for a rewards card that provides great rewards with low barrier to entry.  It doesn't necessarily provide the same frills as some other providers, or even the Escape card by Discover, but quite often the low-barrier approach with the Discover Miles Rewards credit card outweighs the benefits provided by other more restrictive travel credi cards.