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The Carnival MasterCard

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  • Up to $100 value for signing bonus
  • Twice the FunPoints on Carnival Cruise Lines purchases
  • One FunPoint per all other dollar of spending
  • Redeem towards other cruise lines such as Holland, Princess, etc.
  • No annual fee
  • No 3% foreign transaction fee - great for cruises over international waters!

Rates & Terms

Purchase Intro APR Regular APR Annual Fee Balance Transfer Period
0% 13.99%, 16.99% or 20.99% $0 first 12 billing cycles
  • Purchase Intro Period: first 12 billing cycles
  • Balance Transfer Intro Rate: 0%
  • Balance Transfer Rate: 13.99%, 16.99% or 20.99%
  • Cash Advance Rate: 25.24%
  • Late Fee: Up to $35
  • Cash advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Balance Transfer Fee: Either $10 or 4% of the amount of each transfer, whichever is greater. (During the first twelve billing cycles after account opening, either $10 or 3% of each transfer, whichever is greater).
  • Cash Advance Minimum: N/A
  • Balance Transfer Minimum: N/A
  • Credit Profile: Fair Credit Score

The Carnival MasterCard Review

This is a good card if you're an hardcore cruise passenger, but if you're just a casual cruiser, there are travel cards that offer a greater value for your spending.