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VentureOne(SM) Rewards Credit Card

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Highlights

  • Earn 1.25 miles per dollar on every purchase, every day
  • No annual fee 
  • Fly free on any airline, any time, with no blackout dates
  • For new accounts, earn 10,000 bonus miles
  • Save with a low intro APR on purchases and no annual fee
  • No foreign transaction fees

Rates & Terms

Purchase Intro APR Regular APR Annual Fee Balance Transfer Period
0% 11.9% – 19.9%* Variable $0 N/A
  • Purchase Intro Period: Until November 2013
  • Balance Transfer Intro Rate: N/A
  • Balance Transfer Rate: 11.9% – 19.9%* Variable
  • Cash Advance Rate: 24.9%* Variable
  • Late Fee: Up to $35
  • Cash advance Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Balance Transfer Fee: $0
  • Cash Advance Minimum: N/A
  • Balance Transfer Minimum: N/A
  • Credit Profile: Excellent Credit Score

VentureOne(SM) Rewards Credit Card Review

The Capital One VentureOne credit card is geared toward individuals with excellent credit scores who are looking for a no-annual-fee flexible travel card.  Earn 1.25 miles per dollar on every purchase, redeemable for airfare, hotels, and rental cars, with no blackout dates.  This mile to dollar earnings ratio, coupled with the $0 annual fee, distinguish the VentureOne(SM) Rewards Credit Card as a great option for the avid traveler with healthy credit.  

When looking at Capital One's premier travel credit cards, it's worth comparing this card and the Capital One Venture SM Credit Card.  The primary difference between the two will be the annual fee (this card doesn't have one) and the number of miles earned per dollar spent.   As a result, we'd recommend the Capital One VentureONE card to people who don't necessarily plan on spending a substantial amount of money on the card, but plan on making big purchases early.

Our logic is that the annual fee is only worth the added miles (2:1 vs 1.25:1) if you use the card a lot, so it doesn't make sense to pay it if you aren't going to be using the card a lot to make up for your added cost.  Either way, you won't go wrong with either of these travel credit cards - they're straightforward and have great benefits - but it is worth considering your spending habits before you make your decision.  However, before  choosing one of these, make sure to visit our Best Travel Credit Cards  page to see the other options.