Marcus Atwater

"You reach a point where you do not work for money." - Walt Disney

Time is your most valuable commodity. And when you spend more waking hours with your coworkers than you do with your loved ones, it makes family vacations all the more important. 

Of course, vacations cost money, and one way to help pay for a trip to Disney World is a Disney credit card.

There are two Disney credit cards, both from Visa:

Disney Rewards Card

Disney Premier Card

The main difference between the two cards is that the Rewards card has no annual fee and offers 1% rewards, while the Premier card has a $49 annual fee and offers 2% rewards at Disney locations as well as gas stations, grocery stores, and restaurants, and 1% everywhere else.

With both cards, you can redeem Reward Dollars for charges you make at the theme parks and on the Disney Cruise Line, including on park tickets and hotel stays. You can also use Reward Dollars on movie tickets and books, music, toys, games, and DVDs at the Disney Store. When you take into consideration that Disney is the largest media conglomerate in the world, having a Disney card in your wallet makes sense, especially if you have young children.

We don't recommend a Disney card as your primary credit card, as there are better rewards cards out there. But the Disney credit cards are great for hardcore Disney fans and families who love Disney products and services and want to take advantage of perks such as park discounts and promotions. You work hard for your money, and with a Disney credit card, you can make your money work harder for you while you're on vacation.

Marcus Atwater has a 666 credit score and he's not ashamed to admit it.

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