Joseph Farruggia


In today’s world of instant access to information, where a credit check can be run instantly by anyone with a smartphone, there’s never been a time in history where your credit score has been more accessible and important.

The difference between good credit and bad credit counts when finding a home, whether it’s renting an apartment, buying a house or even searching for a room to rent on Craigslist. It counts when buying or renting a car, getting access to extra cash when it’s needed or simply making decisions about what and when to make a purchase. Since having a good score makes doing all of the above easier to accomplish, having great or even a decent credit score just makes life easier.

Fortunately, in you’d like to raise your credit score, the world of instant information access can work in your favor. In addition to hitting the web, there are a number of Android apps that can help you boost your credit score right now.

Here are five of the best Android apps that you can use to boost your credit score.

CreditKarma

This highly rated app on the play store lives up to its reputation. The app separates your credit score into categories, gives each category a letter grade and explains what factors are influencing your credit report so you can make the changes you need to make to adjust your score. It will also send you notifications when something changes in your credit report.

Credit Sesame

Brought to you by the Experian credit bureau, this app offers you the ability to track your credit score changes in real time. You can also use it to track the actual costs of your credit cards as well any other loan you might have. Expert advice on what to do to help you raise your credit score and how to save money.

Equifax Mobile

This app provides many of the same services such as checking your score while also throwing in a few bells and whistles such as using the GPS to view the average credit scores in any area you happen to find yourself. It will also tell you how frequent identity fraud is in the area as well, which will come in handy when you’re considering using cash or plastic to make a purchase.

MyScore

One great feature of the MyScore app is that it allows you to see the scores from all three credit bureaus, Experian, Equifax, and TransUnion at the same time. It will also average them together so you can have a definitive snapshot of your credit along with your complete report from each one of the three credit bureaus.

Free Credit Score

This app was built to give you the tools to monitor your credit as well as provide you with insight into your credit history. It will highlight sections of your report that are dragging your score down, so you can see what areas you can change.


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Joseph Farruggia is a Wall Street financier turned Hollywood Screenwriter. He regularly blogs about finance, tech, lifestyle and fitness at josephwriter.com.

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